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          2022年全國住房公積金發放個人住房貸款逾一萬億元

          來源:中國日報網 編輯:sophie ?  可可英語APP下載 |  可可官方微信:ikekenet

          Loans issued from China's housing provident fund top 1 trln yuan in 2022

          2022年全國住房公積金發放個人住房貸款逾一萬億元

          China issued over 1.18 trillion yuan worth of mortgage loans from the housing provident fund in 2022, benefitting more home buyers, official data showed Thursday.

          住房和城鄉建設部、財政部、中國人民銀行6月8日聯合發布的《全國住房公積金2022年年度報告》顯示,2022年住房公積金制度惠及面進一步擴大,發放個人住房貸款超1.18萬億元。

          The interest rates on these loans are 0.9 to 1.35 percentage points lower than the benchmark loan prime rate, which is estimated to save borrowers around 208.9 billion yuan in interest payments, according to a report jointly released by the Ministry of Finance, the Ministry of Housing and Urban-Rural Development and the People's Bank of China.

          住房公積金貸款利率比同期貸款市場報價利率(LPR)低0.9至1.35個百分點,償還期內可為貸款職工節約利息支出約2089億元。

          Over 67.83 million people withdrew a total of 2.14 trillion yuan from the fund last year, the report reveals. The number of entities and persons contributing to the fund are up by 8.8 percent and 3.31 percent over the previous year, respectively.

          2022年,全國有6783萬人提取住房公積金共2.14萬億元。全年住房公積金實繳單位和實繳職工分別比上年增長8.80%和3.31%。

          Chongqing and five other cities have established pilot projects to promote the coverage of the fund among new urban residents and young people, with a view to meeting their housing needs. A total of 220,300 flexibly employed people are now covered by the fund in those cities.

          重慶等6個城市穩步推進靈活就業人員參加住房公積金制度試點工作,助力解決大城市新市民、青年人的住房問題。6個試點城市共有22.03萬名靈活就業人員繳存住房公積金,其中新市民、青年人占比較大。

          Vocabulary:

          相關詞匯:

          government-subsidized rental housing

          保障性租賃住房

          homes with shared ownership

          共有產權住房

          new type of urbanization

          新型城鎮化

          the housing support system

          住房保障體系

          renovation of old urban residential communities

          城鎮老舊小區改造

          improve the living environment

          改善人居環境

          (來源:新華社 編輯:yaning)

          本文轉載自中國日報網,如有侵權,請聯系我們刪除。

          重點單詞   查看全部解釋    
          established [is'tæbliʃt]

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          adj. 已被確認的,確定的,建立的,制定的 動詞est

           
          mortgage ['mɔ:gidʒ]

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          n. 按揭,抵押貸款
          vt. 抵押

          聯想記憶
          urban ['ə:bən]

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          adj. 城市的,都市的

          聯想記憶
          jointly ['dʒɔ:intli]

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          adv. 共同地,連帶地

           
          loan [ləun]

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          n. 貸款,借出,債權人
          v. 借,供應貨款,

           
          promote [prə'məut]

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          vt. 促進,提升,升遷; 發起; 促銷

          聯想記憶
          environment [in'vaiərənmənt]

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          n. 環境,外界

           
          prime [praim]

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          adj. 最初的,首要的,最好的,典型的
          n.

          聯想記憶
          previous ['pri:vjəs]

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          adj. 在 ... 之前,先,前,以前的

          聯想記憶
          ownership ['əunəʃip]

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          n. 所有權

           
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